Mortgage Delinquency / Default Services

HCDC provides counseling to individuals experiencing mortgage delinquency or foreclosure problems:

Direct Dialogue and Case Planning

for reinstatement by lender

Counseling and Assistance in Maintaining Rights and Responsibilities of Homeowners

Assisting in the Stay of Foreclosure Procedure

while clients explore FHA and other mortgage relief programs

Negotiating Loan Modification Agreements

Assisting in Voluntary Conveyances and Obtaining Alternative Housing

Negotiating Forbearance Agreements