Mortgage Delinquency and Default Services

HCDC provides counseling to individuals experiencing mortgage delinquency or foreclosure problems:

Direct dialogue and case planning for reinstatement by lender.
Negotiating Loan Modification Agreements
Negotiating Forbearance Agreements.
Counseling and assistance in maintaining rights and responsibilities of homeowners.
Assisting in the Stay of Foreclosure procedure while clients explore FHA and other mortgage relief programs.
Assisting in voluntary conveyances and obtaining alternative housing.

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